EV Insurance
Great value car insurance for your electric car (EV) or plug in hybrid electric vehicle (PHEV). Enjoy a 10% online discount and get a further discount with any no claims driving discounts built up. You want range cover and we have a range of policy options to suit you.
Why insure your EV with SuperValu Insurance?
As well as our standard policy benefits and optional add on's, SuperValu Car Insurance offers some additional extra's that make driving your electric car or plug in hybrid a more enjoyable experience.
Energy failure cover
Energy failure means any failure of the battery because there is insufficient charge to operate the vehicle when battery fails/runs out of range due to insufficient charge.
Towing cover on the island of Ireland
We will cover the cost of towing the car to the nearest repairer, to the nearest charge point (in event of EV energy failure), to your home or to your intended destination as long as the tow starts and ends on the island of Ireland.
Completion of journey cover
We'll help you finish your journey if repairs can’t be completed on the same day. So, for example, if you have added "motor rescue" to your policy and you cant get to where you need on the day we will organise:
- Alternative Transport: We can cover the cost of reasonable public transport or taxi fares to get you and your passengers to your destination.
- Short-Term Car Hire: If you are more than 30 kilometres from home, we can provide a replacement car for up to 3 days.
- Emergency Accommodation: If you need to stay overnight, you will pay for the accommodation initially and we will reimburse the costs upon validating your claim.
Remember to keep all your receipts for your claims application.
SuperValu Electric Car Insurance Benefits & Extra's by Policy Type
Benefits
Comprehensive
Third Party Fire & Theft
Protection for your wall charger
Yes
Accidental damage to your battery
Yes
Fire and Theft cover for your battery and cable
Yes.
Yes
Accident forgiveness
Yes
Yes
Windscreen Cover
Yes
Available as optional extra only
Replacement Car
Yes
Yes
Benefits
Comprehensive
Protection for your wall charger
Yes
Accidental damage to your battery
Yes
Fire and Theft cover for your battery and cable
Yes.
Yes
Accident forgiveness
Yes
Yes
Windscreen Cover
Yes
Available as optional extra only
Replacement Car
Yes
Yes
Benefits
Third Party Fire & Theft
Protection for your wall charger
Yes
Accidental damage to your battery
Yes
Fire and Theft cover for your battery and cable
Yes.
Yes
Accident forgiveness
Yes
Yes
Windscreen Cover
Yes
Available as optional extra only
Replacement Car
Yes
Yes
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FAQs
Is electric car insurance more expensive?
Not necessarily. Initially, EV premiums were higher due to the expensive batteries, unknown costs of repairs, tighter supply of replacement parts etc but as they have become more popular this has positively impacted on some costs. However, the cost still depends heavily on your driving record and the age, make, model, and market value of the car.
Does insurance cover the battery?
The good news is yes. The battery is the most expensive component of your EV and is covered under comprehensive cover and for damage due to accidents, fire, or theft. However, wear and tear or gradual degradation over time is excluded, just as engine wear is on a petrol or diesel car.
Are charging cables and home wall boxes covered?
Yes, at SuperValu Insurance we cover portable charging cables and home wall boxes (if installed on your property) against accidental damage, fire, and theft.
Existing Customers
Manage your policy online or contact us if you need assistance or make a claim
Call our IRISH based call centre:
0818 01 01 01
Opening Hours
09:00 to 18:00
Monday to Friday
10:00 to 14:00
Saturday - Car & Home only
Terms and conditions
T & C's apply. *€40 in vouchers includes 2 €20 off €40 spend vouchers in SuperValu on car policies bought or renewed until 30.06.26. Vouchers are issued 36 days after policy start date. Vouchers are subject to specific terms and conditions of use, please see reverse of the voucher for these t & c’s. Provision of correct e-mail address is required to issue vouchers. Free L & N sticker packs apply to online Young Driver (aged 17-24) quotes, where a quote reference was submitted. Packs will be sent out to the address provided on the quote subject to stock availability. Strictly 1 per customer. **75% No claims bonus applies to drivers who have 5 or more year’s claims free driving.
Some of the links above bring you to external websites. Your use of an external website is subject to the terms of that site.
SuperValu Car insurance is underwritten by AXA. AXA Insurance DAC is regulated by the Central Bank of Ireland. Standard acceptance criteria, terms and conditions apply.
SuperValu Financial Services DAC t/a SuperValu Insurance, is regulated by the Central Bank of Ireland.
Click here to find out more about our Terms of Business and Remuneration.
